One of the things that investors are always most curious about is a company's investing track record. They want to know about average returns, what kinds of losses were taken, what kinds of gains were made, etc. The reason for wanting to know this type of information is simple, of course: investors want to know, based on recent history, how a company and its investments are likely to perform in the future. When it comes to investing in Secured Loans, these types of questions tend to come more from investors that are used to evaluating companies that operate mortgage pools or originate smaller loans in mass, and the reason is simple: these types of companies "Invest to Average Out." In other words, they rely on a certain quantity of positive performance to outweigh the statistically unavoidable presence of bad performance. To give an example, say a mortgage pool consisting of 100 loans has a 33% loss rate, the investment manager has to make sure that the other 67% of performing loans can make up for the losses and still provide a return.

MMG Capital does things differently - we don't invest in bulk and we don't "play the statistics." We make good loans that become solid investments for our clients. Our philosophy is as simple as that. We find the best deals that are available in the marketplace and those are the loans that we fund. The downside to the strategy?... we have less loan inventory for our investors to choose from. However, when you take a look at how our portolfio has performed since we opened our doors in 2007 you can see that it's not much of a downside at all:

We take the business of protecting our investors' capital very seriously and our track record is evidence of just that. We won't provide our investors with an opportunity to invest in a loan that we believe has a chance to fail. If you're looking for a safe place to put your capital in today's marketplace without sacrificing the ability to earn a decent return, MMG Capital Secured Investment Opportunities are certainly a good solution for you.

MMG Capital would like to thank all of our existing investors for their continued support and for the opportunity to share in their success. 2010 was a great year for MMG Capital Investors and we look forward to making 2011 much of the same.